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NFC payment is the hot topic in the technology circle in the last two years. NFC enabled mobile phone, through simulation, the credit card, debit card, membership card, analoging to mobile phone, just lightly touching the POS machine, "Du", no slot card, no password, no signature. In addition, mobile phone complete recharging itself , querying and other financial services.
Last year, many manufacturers have released NFC enabled mobile phone, but a considerable part of mobile phone only supports NFC transmission function, not support the payment function. The reason is NFC payment with the facilities and the environment is not perfect. Supporting NFC payment banking system is still immature, the existing bank card is still magnetic stripe card, POS machine has not changed, Metro Transit system still does not support and so on, the business is still in wait-and-see status.
Mobile phone NFC payment is divided into two modes, an electronic wallet cards and Sim binding, another electronic wallet and mobile phone directly bind. The two ways sound same, depending on the NFC payment security chip SE embedded in Sim card or mobile phone chip. SE can be understood as the U shield, with the safety performance of the chip to secure payment.
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